FDIC Insured Member FDIC – Your deposits are insured up to the legal limits

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Checking That Works for You

Enjoy convenient, secure access to your money with checking accounts designed for your lifestyle. Manage everyday expenses with ease—online, on mobile, or in person.

PositiveChange Checking Accounts

Your deposits empower change-makers working toward social justice and environmental sustainability.

Key Features:

  • Debit card
  • Unlimited debit card transactions
  • Unlimited check writing
  • eStatements (required for eChecking, optional for other accounts)
  • Online and mobile banking
  • Bill pay
Open Account

Checking

    Our full suite of features, with the option to receive statements through the mail

  • Minimum opening balance: $50
  • Monthly service charge: $5/month, waived if:
  • $500/month average balance for this account
  • $10,000/month average balance combined across accounts for which you are the owner or joint owner
  • $500 monthly direct deposit
  • Primary tax holder is minor under 18

eChecking

    A free online account with our full suite of features. eStatements required.

  • Minimum opening balance: $50
  • Monthly service charge: $0/month
  • Please note: eStatement required

Interest Checking

    Interest-earning account for households that keep higher balances.

  • Minimum opening balance: $50
  • Monthly service charge: $10/month, waived if:
  • $2,500/month average balance for this account
  • $10,000/month average balance combined across accounts for which you are the owner or joint owner
  • $1,500 monthly direct deposit

**Additional fees may apply. Please see Schedule of Fees and Charges.

***$2.50 transaction fee for withdrawals at foreign ATMs (other banks may charge a fee). Any ATM not in the Oxleigh State Bank ATM network is a non-network ATM.

Ready to Bank with Us?

Let's discuss how we can support your business growth and financial success.