Business Savings
Put excess funds to work while keeping your capital secure and accessible.
PositiveChange Business Savings Accounts
Your deposits matter. They allow us to empower changemakers who are working toward meaningful social justice outcomes and environmental sustainability. Your deposits can create the positive change you want reflected in our communities.
Business Savings
- Minimum opening balance: $100
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Service charge: $5/month, waived if:
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$200/month average balance for this account
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$15,000/month average balance combined across accounts under the same business tax owner
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- Features: ATM Card*, eStatements, Online and Mobile Banking, Merchant Deposit Capture
An account with all the essentials designed to put you in control of your organization’s savings.
Business Money Market
- Minimum opening balance: $100
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Service charge: $15/month, waived if:
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$5,000/month average balance for this account
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$15,000/month average balance combined across accounts under the same business tax owner
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- Features: eStatements, Online and Mobile Banking, Merchant Deposit Capture, Positive Pay
An interest-bearing account that can earn a higher interest rate than a savings account, with check-writing ability.
Certificate of Deposit (CD) Accounts
- Minimum opening balance: $250
- Service charge: $0
- Terms of 3 to 60 months; early withdrawal penalty may apply.
- Paid interest may be withdrawn without penalty or rolled over at maturity into the principal balance. Assessment of penalties can reduce principal and earnings.
- Interest: Compounded daily, credited monthly by adding back to the CD.
Ideal for organizations that prefer the benefit of fixed returns.
IOLTA / State Bar Account
- Minimum opening balance: $0
- Service charge: $0
- We are a Visionary Leadership Bank (Oregon)
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Interest on these accounts is paid to a nonprofit that uses the funds to provide:
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Access to justice in California, Oregon, or Washington by obtaining and distributing funds to provide legal services to persons of lesser means
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Promotional support for diversity in the legal profession
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Interest on Lawyers Trust Accounts available in California, Oregon, and Washington.
*$2.50 transaction fee for withdrawals at foreign ATMs (other banks may charge a fee). Any ATM not in the Oxleigh State Bank ATM network is a non-network ATM.
**Additional fees may apply. Please see Schedule of Fees and Charges.
Ready to Bank with Us?
Let's discuss how we can support your business growth and financial success.